Dialogues /monologues:
1、 He's now turning to Mary, his fellow student yet a native American, for help.
turning to : 在这里是“求助于”的意思。
2、 I'm desperately in need of your help.
in need of : 需要。
3、 EMS [ 邮政特快专递 ( Express Mail Service )]
4、 From the moment, when the service started, EMS constantly stick to serving the economic reform and opening to the outside world by reorganizing the operational procedures and accelerating the transmission of the items to meet the various need of the people, by increasing the investment to the production capacity and adopting high-tech to improve services, by offering 11185, the hotline and desk-to-desk, door-to-door service to qualify the services.
meet one's need : 满足某人的需要。
长句解析:从服务开始启动之后,特快专递坚持不懈地致力于为经济改革服务,并且通过改造运作程序和加速项目传输为外面世界打开阀门,以此来满足人们各种不同需求。通过对产量的加大投资和采用高科技来改善服务,通过提供 11185 热线以及点对点、面对面的服务来验证服务质量。

Passage: 
      A modern bank provides many services other than checking accounts. One of the most important of these is regular passbook savings. 
      If you went to a bank to open a savings account, you would go through almost the same procedures as followed in applying for a checking account. First you would be asked to fill out a signature card. Then you would be given a passbook in which your initial deposit would be recorded. All deposits and withdrawals from your account are entered into your passbook. This means that the passbook contains an actual record of all savings you have at any one time. With a regular passbook savings account, you would be able to withdraw money whenever you need it .all you would have to do is fill out a withdrawal order and present it, along with your passbook, to the teller. 
      All banks pay interest on savings accounts. The interest rate varies from bank to bank, but the general range is from 4 to 6 percent. Banks also pay interest at different times. But the majority of them pay semiannually. Suppose, for example, that on January 1, you deposit $1000 in bank that paid 5 percent interest semiannually. By July 1, you would have earned $50 interest. The interest would automatically be credited to your account; and if you left it in the bank, along with your original deposit, you would receive interest on $1050 for the nest six-month period. That is, your interest would be compounded. 
      If you knew that you could keep your money in the bank for a certain period of time, you could get a higher interest rate by buying a savings certificate. These certificates are for three months. You can also buy certificates for periods of one or two years. When you buy a savings certificate, you sign a contract with the bank stating that you will not be able to get your money back until the date when the certificate is due. 
      Another important service that banks provide is traveler's checks. If you go on a vacation or traveled on business to another cit or state or country, you probably want to bring some traveler's checks along with you. They have two important advantages over cash. One is that your money is always safe. If the checks are lost or stolen, you can receive a refund for the total amount. Another is that they are more convenient. Many businesses are reluctant to cash personal checks on out-of-town banks. But with proper identification, you can readily cash traveler's checks almost anywhere in the United States or abroad. Every traveler's check has its own individual number. When you buy these checks (you must purchase at least $50 worth), the teller gives you a slip on which the number of every check is recorded. A copy of this slip is kept b the bank. If the checks are lost or stolen, you can bring this slip to the bank and your money will be returned. Before you are given the checks, you are asked to sign each one of them at the top. When you cash the check, you must sign it again in the presence of the person who gives you the money at the bottom. For this service, the bank charges 1 percent of the amount of the check. If you bought a $50 check, for example, you would have to pay $0.50 for it.